{"id":7065,"date":"2026-09-20T12:43:03","date_gmt":"2026-09-20T06:58:03","guid":{"rendered":"https:\/\/honeyguideapps.com\/blog\/?p=7065"},"modified":"2026-09-20T13:40:20","modified_gmt":"2026-09-20T07:55:20","slug":"trekking-to-everest-region-with-a-medical-condition","status":"publish","type":"post","link":"https:\/\/honeyguideapps.com\/blog\/trekking-to-everest-region-with-a-medical-condition","title":{"rendered":"Trekking to Everest Region With a Medical Condition"},"content":{"rendered":"\n

A short list of conditions like sickle cell anemia, pulmonary hypertension, unstable angina rules out the Everest region altogether. However, a much longer list does not. It is also important to note that what decides is not the word Everest. The Khumbu has trips that sleep at 3,440 m (11,290 ft) and trips that sleep at 5,164 m (16,942 ft). Those are two different medical propositions with the same mountain in the title.<\/p>\n

Please note that this page is a planning guide meant to aid you to ask the right questions to a trained medical professional rather than a replacement for a consultation.<\/p>\n

Can you trek in the Everest region with a medical condition?<\/h2>\n

Possibly, and it depends on the condition and the trek. The CDC’s 2026 Yellow Book sorts underlying conditions into three groups for high-altitude ascent: likely no extra risk, caution required, and contraindicated. The three sections below follow that order.<\/p>\n

The framing matters more than any single entry, because most pages answer this about one trek, as a yes or no. That is the wrong unit: a one-day helicopter tour landing at Kala Patthar and a nineteen-day Three Passes circuit are both Everest, and one involves no sleeping altitude at all. The short treks in the Everest region<\/a> sit in between.<\/p>\n

So three things give you your answer. Which group your condition falls into, how high you will sleep and how fast you get there.<\/p>\n

Which conditions should keep you out of the Everest region entirely?<\/h2>\n

These are contraindications to high-altitude ascent generally, not just to the hardest trek in the region. Dropping to a lower itinerary does not solve them.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Condition<\/th>\nWhy altitude is the problem<\/th>\n<\/tr>\n<\/thead>\n
Unstable angina<\/strong><\/td>\nHypoxia plus exertion provokes ischemia.<\/td>\n<\/tr>\n
Decompensated heart failure<\/strong><\/td>\nHypoxic pulmonary vasoconstriction loads an already loaded right ventricle<\/td>\n<\/tr>\n
Heart attack or stroke in the last 90 days<\/strong><\/td>\nInside the recovery window, with remoteness compounding a recurrence<\/td>\n<\/tr>\n
Pulmonary hypertension with marked limitation<\/strong><\/td>\nHypoxia raises pulmonary artery pressure in everybody, and these are the people least able to absorb it<\/td>\n<\/tr>\n
Severe COPD<\/strong><\/td>\nHypoxemia and raised pulmonary pressures, carrying HAPE risk<\/td>\n<\/tr>\n
Cystic fibrosis, FEV1 under 30% predicted<\/strong><\/td>\nInsufficient pulmonary reserve<\/td>\n<\/tr>\n
Any lung disease needing oxygen at home<\/strong><\/td>\nToo little reserve to cope with thinner air, whatever the diagnosis behind it<\/td>\n<\/tr>\n
Unstable or poorly controlled asthma<\/strong><\/td>\nCold dry air and exertion are both triggers<\/td>\n<\/tr>\n
Cerebral lesions, untreated high-risk aneurysms or AVMs<\/strong><\/td>\nRaised intracranial pressure, hemorrhage risk<\/td>\n<\/tr>\n
Poorly controlled seizure disorder<\/strong><\/td>\nA seizure at altitude can be risky and is also hard to distinguish from HACE<\/td>\n<\/tr>\n
Bleeding or clotting disorders<\/strong><\/td>\nTrekking adds trauma risk on top of care that is hours away. The evidence on clots actually forming at altitude is thinner than you would expect, so this is about consequences rather than odds<\/td>\n<\/tr>\n
Sickle cell anemia<\/strong><\/td>\nHypoxia triggers sickling<\/td>\n<\/tr>\n
High-risk pregnancy<\/strong><\/td>\nA complication here has no good answer<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Above Namche Bazaar, definitive care is a helicopter and a weather window away, and that distance does as much work in this table as the physiology.<\/p>\n

Sickle cell trait is the one place the authorities diverge, and you should know that rather than be handed one side of it. The CDC puts trait in caution required and reserves contraindicated for sickle cell anemia, while the UIAA advises against altitude for trait as well. Splenic complications in people with the trait are well documented, including at altitudes lower than the Khumbu, and how much sickle hemoglobin you carry appears to matter more than any single altitude threshold. We take the conservative reading. A physician working from the CDC table may tell you otherwise, which makes this a conversation to have rather than a question to settle from a website.<\/p>\n

\"Trekkers
Trekkers in Khumbu Glacier, Everest Base Camp<\/figcaption><\/figure>\n

Which conditions need precautions and a written plan?<\/h2>\n

Here the trip is usually possible and the planning is not optional. Most sit in the CDC’s caution column. Diabetes is the exception, listed here because the management is demanding even though the diagnosis is not.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Condition<\/th>\nWhat altitude does<\/th>\nWhat the plan needs<\/th>\n<\/tr>\n<\/thead>\n
Severe obstructive sleep apnea<\/strong><\/td>\nNocturnal desaturation worsens in thin air; AMS and HAPE risk rise<\/td>\nCDC: avoid unless you carry supplemental oxygen alongside CPAP. UIAA: continue CPAP, consider nifedipine. Power above Namche is solar, metered and charged per device, not guaranteed overnight; the CDC fallback is an oral appliance<\/td>\n<\/tr>\n
Diabetes<\/strong><\/td>\nNo extra altitude risk per the CDC. Hypo and hyper symptoms both mimic AMS<\/td>\nThe effect of altitude on insulin requirements is not settled, and activity, cold and appetite all move your numbers, so test far more often than you would at home. Meters, strips, insulin and pumps all behave unpredictably in cold and thin air, so keep them warm and against your body, and carry a backup way to test and to dose. Skip dexamethasone as altitude prophylaxis, since it pushes glucose up<\/td>\n<\/tr>\n
Moderate COPD<\/strong><\/td>\nHypoxemia worsens, pulmonary pressures rise<\/td>\nOxygen may be needed; steroid dose doubled above 3,000 m<\/td>\n<\/tr>\n
Cystic fibrosis, FEV1 30 to 50% predicted<\/strong><\/td>\nExercise lowers arterial oxygen further<\/td>\nA hypoxic inhalation test that includes exercise, not one at rest<\/td>\n<\/tr>\n
Non-revascularized CAD, stable angina<\/strong><\/td>\nCoronary reserve is lower up high, and the first days after arrival carry the most risk<\/td>\nA stress test before you book, revascularization considered after any recent event, no travel for at least a month after a heart attack and longer after a complicated one, and no exertion beyond what you manage at home<\/td>\n<\/tr>\n
Poorly controlled arrhythmias<\/strong><\/td>\nElectrolyte swings from vomiting or diarrhea provoke arrhythmia, and chances of both is higher on this trip.<\/td>\nDevice performance at altitude is not well established, so consider having yours checked before you go. Poorly controlled arrhythmia is a reason to stay low, and travel with a plan and the medication to treat a flare<\/td>\n<\/tr>\n
Compensated heart failure<\/strong><\/td>\nCardiac insufficiency may raise HAPE risk<\/td>\nA cardiologist and a stated ceiling<\/td>\n<\/tr>\n
Chronic kidney disease<\/strong><\/td>\nFluid and electrolyte balance is harder to hold, acclimatization slower, HAPE susceptibility higher<\/td>\nA monitored hydration and electrolyte plan; caution with NSAIDs<\/td>\n<\/tr>\n
Class 3 obesity, BMI 40 or above<\/strong><\/td>\nThe abdomen restricts lung expansion, so nocturnal oxygen falls further<\/td>\nScreen for sleep apnea before booking<\/td>\n<\/tr>\n
Congenital heart conditions, neuromuscular disease<\/strong><\/td>\nDepends entirely on type and severity<\/td>\nSpecialist clearance against the specific sleeping altitude<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Three more belong in this tier for the same reason, since each can blunt the body’s ventilatory response to thin air, which is the main defense you have up here: obesity hypoventilation syndrome, neuromuscular weakness that affects breathing, and a history of carotid artery surgery or neck irradiation.<\/p>\n

None of these is answered by a note saying you are fit to travel. Each needs a written plan for a flare at 4,000 m, and somebody on the trip who has read it.<\/p>\n

Which conditions are usually fine with a doctor’s sign-off?<\/h2>\n

More than the internet suggests. Everything below sits in the CDC’s likely-no-extra-risk column, meaning the condition itself does not raise your odds of altitude illness. It does not mean you skip the doctor.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Condition<\/th>\nWhat still needs attention<\/th>\n<\/tr>\n<\/thead>\n
Controlled hypertension<\/strong><\/td>\nKeep taking your medication; a rise on arrival is the normal sympathetic response with no established clinical significance. UIAA: avoid beta blockers and diuretics where there is a choice<\/td>\n<\/tr>\n
Well-controlled asthma<\/strong><\/td>\nFewer allergens up there suit some people, but cold dry air and exertion trigger bronchospasm, and an attack at altitude is worse than the same attack at home. Inhalers warm against your body, powder inhalers dry, and carry what you would need to treat a flare. Poorly controlled asthma is a reason to stay low<\/td>\n<\/tr>\n
Controlled seizure disorder<\/strong><\/td>\nSeizure control holds up well at altitude if you are on medication, so stay on it. Poorly controlled seizures are a reason to stay low, and a history without current medication is worth asking about. Topiramate and acetazolamide should not be taken together. Brief your group, because a seizure reads as HACE, and in doubt you treat for HACE<\/td>\n<\/tr>\n
Stable psychiatric conditions<\/strong><\/td>\nClearance first. No sedatives or alcohol early; both depress night breathing<\/td>\n<\/tr>\n
Low-risk pregnancy<\/strong><\/td>\nNo established risk in a low-risk pregnancy, but keep sleeping altitude below about 3,000 m, stay hydrated, and do not push harder than you would at home. Get checked before you book to confirm it is low risk. High-risk pregnancy is contraindicated<\/td>\n<\/tr>\n
Obesity, BMI 30 to under 40<\/strong><\/td>\nEvidence on obesity and AMS risk is mixed, and sleep-disordered breathing often travels with it. Class 3 moves into caution<\/td>\n<\/tr>\n
CAD after revascularization<\/strong><\/td>\nGood sea-level performance predicts no added risk up high. Drug-controlled angina still needs a cardiologist; valve replacement plus anticoagulation is a different conversation<\/td>\n<\/tr>\n
Mild COPD, mild to moderate sleep apnea<\/strong><\/td>\nOSA that is not hypoxic at home may not need CPAP up here, though the CDC recommends acetazolamide for sleep-disordered breathing<\/td>\n<\/tr>\n
Anemia<\/strong><\/td>\nMore breathlessness, scaling with severity. No particular hemoglobin figure rules you out, so treat the deficiency rather than the number and get iron sorted before you leave<\/td>\n<\/tr>\n
Migraine<\/strong><\/td>\nAscent and glare both trigger attacks, so carry sunglasses. At 4,300 m an attack reads as AMS or HACE, so if your usual drugs fail, treat it as altitude illness<\/td>\n<\/tr>\n
Peptic ulcer<\/strong><\/td>\nTreat it before you leave. No alcohol, smoking or caffeine. GI bleeding is commoner at altitude. Avoid dexamethasone except for HACE or HAPE<\/td>\n<\/tr>\n
Recent eye surgery<\/strong><\/td>\nRadial keratotomy can cause a hyperopic shift at very high altitude, enough to leave you unable to look after yourself. Carry a backup pair of glasses with added plus power. LASIK is milder and needs no particular precaution<\/td>\n<\/tr>\n
Recent major surgery, old age, a sedentary life<\/strong><\/td>\nNot barriers: over-50s have slightly less AMS risk and fitness has no bearing either way. Surgery needs clearance against the sleeping altitude and walking load<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Two claims on well-ranked trekking company pages are worth correcting. The first is that people on blood pressure medication cannot do this trek. They can, and the first row above is why. The second is that altitude does not affect asthma. It does, in both directions, which is why control before you leave matters more than the diagnosis itself.<\/p>\n

\"\"
Trekkers enjoying the view.<\/figcaption><\/figure>\n

What does a history of altitude illness mean for your next trek?<\/h2>\n

A previous episode of HAPE or HACE puts you in the CDC’s high-risk category for your next ascent, regardless of how fit you are now. Moderate to severe AMS is medium risk. Nothing, or mild AMS, is low. History is one of three inputs, and you choose the other two. If you are not certain which of the three you had, our guide to altitude illness sets out how they differ.<\/p>\n\n\n\n\n\n\n\n
Variable<\/th>\nLow risk<\/th>\nMedium risk<\/th>\nHigh risk<\/th>\n<\/tr>\n<\/thead>\n
History of altitude illness<\/td>\nNone or mild AMS<\/td>\nModerate to severe AMS<\/td>\nHAPE or HACE<\/td>\n<\/tr>\n
Sleeping altitude on day 1<\/td>\nBelow 2,750 m<\/td>\n2,750 to 3,400 m<\/td>\nAbove 3,400 m<\/td>\n<\/tr>\n
Ascent rate above 3,000 m<\/td>\n500 m per night<\/td>\n500 m per night, with an extra day every 1,000 m<\/td>\n500 m per night, without the extra days<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Prophylaxis follows the same grading. Low risk: none indicated, carry analgesics. Medium: consider acetazolamide, carry dexamethasone for emergencies. High: acetazolamide strongly encouraged, dexamethasone in the kit.<\/p>\n

Before concluding anything about your body, work out what the previous ascent was. A first night at 3,400 m or higher, a gain of 600 to 900 m in one night, or no rest day per 1,000 m gained each puts a trekker in the high-risk column on the schedule alone. An episode on a trip like that is evidence about the trip and not about your body.<\/p>\n

So be specific with a doctor or an operator: the symptoms, the altitude you slept at, how fast you climbed to it, and what resolved it. Those four facts separate a rate problem from a susceptibility problem. Neither moves you out of the CDC’s category, and prior HAPE or HACE still needs clearance and a preventive plan agreed before departure.<\/p>\n

Never having slept above 4,000 m is not a clean bill of health either. It is missing data. Please note that susceptibility is partly genetic, no screening test predicts it, and fitness does not protect you.<\/p>\n

How high do you actually sleep, and which trips fit your ceiling?<\/h2>\n

Between 3,440 m and 5,164 m, depending on which Everest trip you book. The gap between those two numbers is the entire decision.<\/p>\n\n\n\n\n\n\n\n\n
Trip type<\/th>\nHighest sleep altitude<\/th>\nLargest sleep gain above 3,000 m<\/th>\nExamples<\/th>\n<\/tr>\n<\/thead>\n
High pass circuits<\/td>\n4,790 or 5,160 m<\/td>\n600 m<\/td>\nThree Passes Trek ; EBC and Gokyo Lakes via Cho La Trek<\/td>\n<\/tr>\n
Classic treks<\/td>\n4,790 or 5,164 m<\/td>\n550 m<\/td>\nEverest Base Camp Trek ; Gokyo Lakes Trek<\/td>\n<\/tr>\n
Short heli treks<\/td>\n3,440 to 3,880 m<\/td>\n440 m<\/td>\nHotel Everest View Heli Trek; Tengboche Trek<\/td>\n<\/tr>\n
Heli tours<\/td>\nNone<\/td>\nNone<\/td>\nHeli tour to EBC<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Sleeping altitude is the number that matters, because hypoxemia is worst during sleep. A day spent high followed by a night spent low is far less stressful than a night at that elevation. That is what a heli tour does: over Base Camp at 5,364 m, or on the ground at Kala Patthar, then back to Kathmandu at 1,400 m to sleep. The helicopter tours in the Everest region<\/a> all work that way.<\/p>\n

Ascent rate is the other half. Above 3,000 m the standard is no more than 500 m of sleeping gain per night, plus a rest day for every 1,000 m gained, and risk climbs when one night’s gain reaches 600 to 900 m. Even on well-built Base Camp schedules, a substantial minority of trekkers still get some altitude illness at the higher camps.<\/p>\n

Which is why the obvious workaround is not one. Flying straight to Namche or the Hotel Everest View ridge from Kathmandu and sleeping there takes you from 1,400 m to 3,440 or 3,880 m in under an hour. The altitude is modest. The rate is not.<\/p>\n

The useful move is to run the problem backwards. Take the sleeping ceiling your doctor will sign off on and pick the trip that fits under it, rather than taking a fixed itinerary and asking whether you can survive it. A 3,880 m ceiling puts you on the Hotel Everest View heli trek. A 3,440 m ceiling puts you on the Namche one. No sleeping altitude at all means a day heli tour, breakfast at the hotel, and your own bed in Kathmandu that night. HoneyGuide can build treks in that order, and it is the only order that lets a medical constraint shape the route instead of ending the conversation.<\/p>\n

Which of your medications behave differently at altitude?<\/h2>\n

Diuretics, beta blockers, insulin, anticoagulants, corticosteroids and anything sedating are the ones to raise with your doctor before you book. Altitude changes how some of them work, and a few interact with the drugs used to prevent altitude illness. One warning you will probably be given is worth ignoring: a sulfa allergy does not rule out acetazolamide, because cross-sensitivity between the two has never been demonstrated. Declare the allergy anyway, and take the whole list to a doctor rather than a guide.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
Medication<\/th>\nWhat changes, and what to do<\/th>\n<\/tr>\n<\/thead>\n
Acetazolamide, with a sulfa allergy<\/td>\nNothing. Cross-sensitivity between antimicrobial sulfonamides and acetazolamide, which is not an antimicrobial, has not been demonstrated, a finding that has held across a New England Journal of Medicine study in 2003 and a review in High Altitude Medicine & Biology in 2010. Caution only with prior anaphylaxis or multiple drug allergies<\/td>\n<\/tr>\n
Acetazolamide, with diabetes<\/td>\nGuidance differs on how strongly this should be worded, but the interaction is real enough to raise with your doctor before you travel<\/td>\n<\/tr>\n
Beta blockers<\/td>\nLimit maximum workload. Control hypertension another way for the trip if you can<\/td>\n<\/tr>\n
Diuretics<\/td>\nCompound the dehydration altitude already drives, and taken alongside acetazolamide they can drop your potassium. Flag the combination to your doctor<\/td>\n<\/tr>\n
Aspirin and other NSAIDs<\/td>\nGI bleeding is commoner at altitude, and the UIAA also flags retinal bleeding. Routine aspirin prophylaxis is discouraged; take on a full stomach. Ibuprofen 600 mg every 8 hours prevents AMS, less well than acetazolamide<\/td>\n<\/tr>\n
Anticoagulation other than aspirin<\/td>\nNot a bar to altitude in itself, but definitive care is hours away. If you take warfarin, a change of diet on the trail moves your INR, so have that conversation before you go<\/td>\n<\/tr>\n
Corticosteroids, adrenal replacement or COPD<\/td>\nHypoxia and exertion both raise the body’s steroid requirement. Agree a stress-dosing plan with your doctor before you travel<\/td>\n<\/tr>\n
Insulin<\/td>\nNeeds fall on walking days, normal on rest days. Short-acting, monitored often. Must not freeze or overheat; UV-sensitive<\/td>\n<\/tr>\n
Alcohol and opiates<\/td>\nDepress breathing in sleep, when hypoxemia is worst. Not sleep aids. No alcohol for 48 hours<\/td>\n<\/tr>\n
Long-acting benzodiazepines and barbiturates<\/td>\nThe same, for longer. CDC: zolpidem 5 mg is generally safe, allowing eight hours before activity<\/td>\n<\/tr>\n
Dexamethasone<\/td>\nA treatment drug, not an ascent drug. Use alongside descent. Avoid with peptic ulcer except for HACE or HAPE<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

What should you tell your doctor, and what should you ask them?<\/h2>\n

Give them numbers, not the word Everest. A doctor picturing you on the mountain gives very different advice from one who knows you are sleeping two nights at 3,880 m and walking four hours a day. Make sure to bring all of the following to your doctor:<\/p>\n

    \n
  1. Sleeping altitude night by night highlighting the highest one<\/li>\n
  2. Daily walking hours and total days<\/li>\n
  3. How long it would take to reach a hospital. From the upper Khumbu that is a helicopter and a weather window, not an ambulance.<\/li>\n<\/ol>\n

    Then ask the following questions:<\/p>\n

      \n
    1. Am I fit enough for the sleeping altitudes mentioned and for the stated number of days?<\/li>\n
    2. Is my condition stable and optimized now? If not, what would make it so before departure?<\/li>\n
    3. Does anything I take interact with acetazolamide, nifedipine, or dexamethasone?<\/li>\n
    4. What would be my turnaround rules if any?<\/li>\n
    5. Would supplemental oxygen change your answer? The CDC notes it restores oxygenation to low-altitude values and removes both the altitude illness risk and the risk of a condition being worsened by altitude. It can turn a no into a qualified yes.<\/li>\n
    6. What should my guide watch for, and what should they do about it?<\/li>\n<\/ol>\n

      \"Everest-Base-Camp-Nepal\"<\/p>\n

      What should a pre-trip screening with travel companies actually check?<\/h2>\n

      Three things: your conditions against the three tiers above, your medications as a list in their own right, and your altitude history.<\/p>\n

      Timing matters as much as content. Screening after the deposit is taken and the route locked is a formality, because nothing can still change. Screening before those things can change the route, which is the only intervention that reliably lowers risk. That is why HoneyGuide runs an Altitude Aware Pre-screening before route design and before deposits with a handful of conditions routing to a physician clearance step before we will take the booking at all.<\/p>\n

      What happens if you have to stop ascending?<\/h2>\n

      You stop, and most people carry on a day or two later.<\/p>\n

      The triggers should be numeric and agreed upon with your doctor and communicated to your travel company and your guide before you start walking. Two are standard: a Lake Louise AMS score every morning above 3,000 m, and blood oxygen saturation measurement twice daily.<\/p>\n

      Three rules govern what follows. Never sleep higher than the previous night with symptoms, however minor. Descend if symptoms worsen despite rest and treatment at the same elevation. A descent of 300 m or more usually resolves AMS quickly, which also confirms it was AMS. The scoring and the thresholds behind all of this are explained in our guide to acute mountain sickness (AMS).<\/p>\n

      Most of the time this ends undramatically. For example one of HoneyGuide\u2019s group in November 2021 had a member fall mildly ill<\/a> early on and recover on the trail rather than going home.<\/p>\n

      After that it is an itinerary problem, with four usual answers.<\/p>\n\n\n\n\n\n\n\n\n
      Option<\/th>\nWhat it looks like<\/th>\nTrade-off<\/th>\n<\/tr>\n<\/thead>\n
      Add days<\/td>\nAn extra night at Dingboche, then continue once symptoms clear<\/td>\nKeeps the trek intact, adds days<\/td>\n<\/tr>\n
      Rework the route<\/td>\nAdd a night at Machhermo and drop one at Gokyo<\/td>\nUsually protects the return date, costs you something on the route<\/td>\n<\/tr>\n
      Heli assist<\/td>\nDescend to Pheriche, re-ascend to Lobuche and Gorakshep, then fly out rather than walking back<\/td>\nUsually keeps the main objectives, costs money<\/td>\n<\/tr>\n
      Split the group<\/td>\nAn assistant guide stays with one traveler while the group continues<\/td>\nContains the disruption, loses the shared experience<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      Will travel insurance cover you with a pre-existing condition?<\/h2>\n

      Only if you declare it, and only if you buy inside a window that starts at your first deposit.<\/p>\n

      Most travel insurance policies<\/a> exclude pre-existing conditions by default and lift that exclusion only through a time-sensitive waiver. The window runs roughly 10 to 21 days from the initial trip payment and varies by plan and the insurer.<\/p>\n

      Three conditions come with it: medically fit to travel on the day you buy, the condition stable through a lookback period of typically 60 to 180 days, and the full prepaid non-refundable trip cost insured.<\/p>\n

      Then declare everything. An undisclosed condition that contributed to what happened is grounds for refusing the claim, and insurers do read discharge summaries. Declaring costs you a higher premium. Not declaring can cost you the claim.<\/p>\n

      Sources<\/h2>\n